Was Your Annuity Mis-Sold?

Each annuity recommendation should match your circumstances at the time of sale, however, sometimes a standard annuity rate is not suitable. If you were in good health and a standard life expectancy was expected, then a standard annuity rate may be suitable.

We’re proud to have recovered over £100 million since 2011 for customers like yourself. If you are eligible to claim, we can help to recover what you are owed, swiftly and hassle free.

Get started with your 100% risk-free claim.

What is an Annuity?

When approaching retirement you may have bought an annuity policy, which is similar to having a secure income for the rest of your life. The value you receive each year is called your annuity rate and is dependent on the provider or Financial Adviser’s estimate on your life expectancy, considering your age, health, and lifestyle. In some cases, the Adviser looked at all your circumstances and offered you the most suitable annuity.Unfortunately, some Advisers did not take all of this into account when making a recommendation.

Were you victim to a pension scam?

Find out how much you can claim.

Get a fair estimate of your compensation with our free, no-obligation pension assessment.

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Over £100 Million Recovered Since 2011

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Free, No-obligation Assessment


    We never disclose your personal data to any third parties, read our full privacy policy.

    Here are some of the common signs that you have been mis-sold an annuity

    You were not offered annuity options

    Some Advisors were very keen to get the sale over and done with quickly without going through all the options and using high-pressure tactics. Commission sometimes came into the recommendation by choosing the option that paid the Advisor the highest fee. 

    Were you given more than one option in the choice of annuity?

    You incorrectly received a standard annuity rate

    Each annuity recommendation should match your circumstances at the time of sale, however, sometimes a standard annuity rate is not suitable. If you were in good health and a standard life expectancy was expected, then a standard annuity rate may be suitable.
    However, if your life expectancy was reduced due to poor health or you have had a life-limited condition you should have been offered an enhanced annuity rate. 

    Did any of the below apply to you?

    Smoking
    Diabetes
    High blood pressure
    High cholesterol
    Cancer
    Kidney Failure
    Rheumatoid arthritis 
    Worked in a hazardous environment, such as with asbestos

    Your Annuity finishes when you pass away

    If you were married at the time, then you should have been offered the option to take out Joint Life Annuity instead of just your Single Life Annuity. 

    Undisclosed charges

    Were all the charges fully explained to you? Sometimes “skimming over the details” occurs in annuity sales, which can leave you substantially worse off. 

    How can I make a claim?

    To establish if you have a claim for the mis-selling of your annuity, here at Return My Money we offer a free assessment service. 
    If you bought an annuity that you think could have been mis-sold, then contact us today on 0800 061 4585 to see if you are eligible to put a claim in.

    Were you victim to a pension scam?

    Find out how much you can claim.

    Get a fair estimate of your compensation with our free, no-obligation pension assessment.

    No Win No Fee

    Over £100 Million Recovered Since 2011

    99% Success Rate*

    Free, No-obligation Assessment


      We never disclose your personal data to any third parties, read our full privacy policy.