Should I have moved my Teacher Pension?

Teacher Pensions are often ‘Gold Plated’ Final Salary pensions, which in most circumstances it’s not always the best idea to move your pension.

Most Teacher Pensions in the UK have substantial benefits attached to them; hence they are classed as final salary pensions, which provide a secure income in retirement.

Should I have moved my Teacher Pension?

Members of the Teacher Pension Scheme are often tempted to move their pension to access their tax-free cash and drawdown on the funds. Once the pension is moved the member will lose all of their substantial benefits attached to the Teacher Pension, which can leave the member substantially worse off.

Teacher’s final salary schemes have superb death benefits attached to them, which would provide your spouse with a large share of your pension if you passed away earlier than expected.

If you moved your Teacher final salary pension, we would recommend that you speak to one of our claim specialists for a free no-obligation assessment on 0800 061 4585

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