Did you have a Prison Pension?

Prison Local authority Pensions are government-backed pensions that are usually a type of defined benefit pension, which offer a guaranteed income in retirement. This is based on the final salary or a career average salary and the years of service.

In 2015 the Prison pension was reformed by the government, which affects members differently depending on their age. The Prison Officers Association (POA) is taking the case through an employment tribunal on behalf of the 3,500 members.

Most Prison Local Authority Pensions in the UK have substantial benefits attached to them, which provide a secure income in retirement and pay substantial death benefits to spouses if the member dies before retiring.

Should I have moved my Prison Pension?

Members of the Prison Pension Scheme are often tempted to move their pension to access their tax-free cash and drawdown on the funds.Once the pension is moved the member will lose all of their substantial benefits attached to the Prison Pension, which can leave the member substantially worse off.

·     Did a financial advisor recommend transferring your Prison Pension?

·     Did the financial advisor charge you a substantial fee?

·     Were you pressurised to move your Prison Pension?

If you moved your Prison defined benefit pension, we would recommend that you speak to one of our claim specialists for a free no-obligation assessment on 0800 061 4585

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